Money coaching for individuals, couples, and financial professionals

Are you wondering why you make financial decisions the way you do?

We don’t talk about money, do we? Yet we use it every day.

We earn it, we spend it, we worry about it, we dream about it. Sometimes we feel great about money – and sometimes we feel anxious, sad, angry, or ashamed about money. You experience those feelings alone, because you’ve always been told: we don’t talk about money.

You feel you should know how to handle it, but everything you’ve learned so far is missing a key factor: 95% of money decisions are made emotionally. You’re acting without knowing why.

It’s time to change that. And you can. Money Coaching is a framework for understanding how you think and behave around money. With this understanding you can:

  • make better decisions
  • reduce anxiety and other negative emotions
  • communicate in healthy ways.

If you would like to feel confident in all situations involving money, let’s have a chat.

Hi, I’m Dennis Harhalakis

I spent 30 years working in financial services. After listening to a money coach on the radio talk about money behaviour, I realised that despite being responsible for thousands of financial transactions, I hadn’t thought about my relationship with money and what that meant for my financial decisions. I knew a lot about money, but very little about money and myself. I was financially competent, but not secure in the emotional sense.

I decided that needed to change – I needed to understand what was driving my money behaviour.  So I trained as a money coach and set up Cambridge Money Coaching to help people understand and manage the money in their lives.

I provide confidential, judgement-free support to help you work through your concerns about money and what you want your relationship with money to be like.

What would you like to do?

Understand money and myself

You might be wanting to get better with money and feel more secure about the future, or wondering why you have different attitudes about money to your partner, or want to understand a troubling behaviour.

Here’s how I can help you get financial peace of mind.

Understand my clients’ money behaviour

Do you have clients that don’t sign the paperwork or can’t move forward? Are you wondering why some conversations go well, but with other clients you get resistance? Would you like to build lasting trust and connection with clients?

I’ll help you understand what’s going on.

Become a money coach

Are you looking to become a money coach and help others understand their money behaviour? Would you like to make a real difference in people’s lives?

As a master trainer for the Money Coaching Institute, I can guide you through what’s involved and help you start your journey.

What do people say about Money Coaching?

‘Money Coaching has helped me to understand not only what drives my own spending patterns and fears, but also those of my partner.’

‘Working with Dennis over the last 6 weeks has brought about a new relationship with money.’

‘I was able to use what I’d learned to change my everyday habits for the better and take back control.  I’m now feeling less anxious and more positive about my financial future.’

‘I wish I had found Dennis years ago!  Working with him has made a huge difference to my relationship with money.’

What is your money type? Take the quiz and find out which of the 8 money archetypes are driving your money behaviour.

Free Resources

Podcast Interviews

Listen to conversations about money coaching and understanding your relationship with money.

Blog Posts

Read articles that will help you understand and manage the money in your life.


Money Coaching is a process that will guide you to a deeper understanding of the unconscious behaviours, patterns and beliefs that create stress, anxiety and fear, and prevent you from creating the life you deserve and desire.  In the process of money coaching we will explore your relationship with money.  We will look at:

  • How money has affected you in your life?
  • How was money talked about when you were growing up?

  • What are your current behaviours and patterns with money?

  • What do you want to fix?


A set of programmes that will help people understand their relationship with money and how to manage it in their lives.


If your organisation deals with clients and their money, then Money Coaching will give you a unique insight into your clients’ behaviours and emotions around money.


Support your employees with financial wellbeing webinars and workshops.


Learn how to teach your children about money.


Equipping young people with the knowledge and skills to understand about money and the role it plays in their lives.





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